As the cost of health care rises, health insurance scams are becoming more common. Watch out for unlicensed insurers that offer cheap coverage but then refuse to pay claims. Also be wary of so-called "discount health plans" that are not really insurance at all, but advertise in ways that make it sound as if they are. When in doubt, contact http://www.in.gov/idoi
These links, while containing detailed information pertaining to Wisconsin, provide good, general information with regard to scams and other nefarious practices by those seeking to take advantage of a trusting public.
From: Wisconsin Department of Health Services